How many of us would consciously leave our front door unlocked when we leave home? Or not lock your car and leave valuables in plain sight? Of course none of us would deliberately do that. There is a fancy phrase to cover how careful we are with our actions to avoid...
There are 2 key components to achieve financial success. The first is delayed gratification. Do you remember the Stanford experiment where a child was left alone in a room with a marshmallow for 15 minutes? They were told that if they waited to eat it they would get...
Late last week the weather finally gave me a chance to do a quick grocery run before meeting a client for lunch. On my list at the warehouse store were the big containers of cashews for my husband. I was astounded to see that the price had gone up again to one penny...
I am going to depart from my informal rule of not commenting on the market. In part I have this rule because many other financial articles focus on that aspect of finances. Research has proven that investor behavior contributes more to long term financial success than...
I have heard this sentence many times, which doesn’t vary much during client meetings. “I know that document you need to look at is in a box/pile/that room/somewhere.” If I have not prepared the client ahead of time off they will then go to find the required...
January is the month when you are thinking about your financial situation more than any other time during the year. But, as the same cousin who visited me mentioned, it is easy to procrastinate on doing even important financial tasks. Even items that have deadlines...
On a semi regular basis a few family members, a friend and I meet for art sessions. The others are skilled painters and artists, unfortunately for me painting is not my forte. I’d rather express my creativity by putting pieces together to make a sum bigger than its...
January is the beginning of a new year with unlimited potential. This blog post will both look forward and also reflect back on important milestones that may interest you. First off, your 2016 year end statement will have a lot more information on it about your cost...
Hi everyone and welcome to 2017! Hope you all had both a restful and fun holiday time. I am fortunate to live close to Symons Valley Ranch, where the farmer’s market is located. This year they had live reindeer on display, and a chance to get your picture taken with...
Canadians have been conditioned to believe that headlines in the media are the important news, but often that is untrue. Part of my value to you is to present the really impactful truths that are underreported. If you remember in January 2014, I wrote about the... 
