Remember that line from Toy Story 2 when with reference to the limbo dance Barbie asks: “How low can you go?” Well I couldn’t resist taking the photo in the email because the last time I looked at the price vanilla it was just shy of $30. I feel like saying “How high...
Ten days ago the Bank of Canada raised interest rates for the second time in less than 2 months. The prime rate is now 3.2 %. This increase will affect variable rate mortgage holders and those who carry a balance on a line of credit. The reason for the increase is...
It has been a while since I wrote a blog post. There were many topics and events I could have blogged about, but the chances were few readers would have been interested. I hope all of you had an interesting and enjoyable summer! This summer will be memorable for me...
So far this year I have had the pleasure of assisting 3 clients with their offer letters. All 3 wanted another set of eyes so to speak, or a second opinion. In 2 cases the clients were not sure if the terms were acceptable enough for them. Let’s take a look at these...
This is an opportune time to review how my sponsoring company Portfolio Strategies Corporation(PSC) and I communicate with you. I appreciate the feedback you have given me so far. First of all by law PSC must send a quarterly statement. Shortly after the end of each...
Tripping on a rock in the dark on the way to the hot tub in your backyard, you injure your back and leg. Your friend is suffering with anxiety and depression associated with caring for an aging parent who lives with her. Which of those scenarios make up more...
I apologise for the long time since I last wrote a blog post. There has been no shortage of news to report on but I have to keep in mind that what I find interesting might put readers to sleep faster than drinking a glass of warm milk. Let’s begin this 2 part blog...
Here are 3 interactions from clients that are interesting and meaningful. Do I need a million dollars to be able to retire comfortably? That question needs to go a bit deeper in order to provide a relevant answer. As you know by now I am not a fan of financial...
Author: a current client I’ve never cared about finances up until now. When I was 30, I told my brother I had no savings. He freaked out and demanded I started an RRSP right then and there and introduced me to Cindy online. At that time, I was living overseas teaching...
I About a month ago I was at the warehouse store. Going down the spices and baking aisle I almost fainted into my supersized cart. The price of a bottle of vanilla was $27.99 for slightly less than half a litre. I thought back to the many times I baked and spilled my... 
