by citicinn | Nov 14, 2014 | newsletters
Hi Everyone, As I write this the nights are cooler and the leaves are changing color. I just returned from a professional work conference held in BC. It was an intense learning experience with some fun thrown in. I debated on the format of this newsletter and since it...
by citicinn | May 16, 2014 | newsletters
In the last week of April I was recovering from dental surgery. The first step of a very expensive procedure was to remove a tooth that could no longer be salvaged. Unfortunately, our current dental coverage will not cover more than a small percentage of the cost,... by citicinn | Jan 16, 2014 | newsletters
In the 1870s one of the first pension plans in Canada was sponsored by the Grand Trunk Railroad. Retirees could benefit from the plan at age 70 for a lifetime pension. Trouble was a Canadian’s average life expectancy was 55 years of age. This is what is called a... by citicinn | Sep 16, 2013 | newsletters
If something cannot be detected by any of the 5 human senses does that mean it lacks value? Society today has access to a vast amount of information on any given subject. This availability has its pros and cons. The good point is that consumers could make more... by citicinn | Jan 16, 2013 | newsletters
Have you ever had that feeling of being overwhelmed when looking at a buffet of 100 items with all the choices available to eat and enjoy? Ever walked out of a buffet restaurant with a slight case of upset stomach? Well it can happen in more than the food realm.... by citicinn | Sep 16, 2012 | newsletters
Heading reluctantly (at least me) into autumn let’s reflect on this past summer’s more noteworthy happenings. Earlier this year one family I advise went to the bank and turned down the tempting offer of a lower monthly payment when they consolidated their debt. They...
