Sustainable Investing
Invest your money according to your values.
"Responsible investing mitigates risk. Mitigating risk contributes to a better return."
Most of my recommended investment partners have a responsible investing policy that focus on the ESG factors.
Environment
Social
Governance
Rather than explain what ESG is here are some examples of ESG factors in action: The Alberta Motor Association is a familiar organization that some readers may be members of. Their mandate to support motorists is well known. Did you know that they also support bee hives? And that members can adopt a bee and buy honey?
Costco another well known entity regularly informs their members that they are always striving to improve the sustainability of their stores. They consistently investigate their supply chains around the world to ensure the suppliers are respecting the rights of workers and buying or producing ethically. They have a Supplier Code of Conduct and a program where employees can contribute ideas to
improve efficiency.
In recent years Dollarama has committed to increasing board diversity. This came about after major shareholders joined forces to engage with the company to express their concerns.
The last point is important. I partner with investment companies that have
committed to shareholder engagement and proxy voting to make those investment dollars be a force for positive change. Investors want their money to reflect their values for a better future.
Achieve a Better Financial Future
I have the privilege of partnering with families who want their money to achieve a better future for the generations that follow and the planet. This gives both them and me hope, and offers a concrete way to invest in companies who understand investing does not have to be a zero-sum game. Responsible investing means discovering companies that have a powerful and positive impact.
My clients know I am diligent and serious about delivering the best financial outcomes for them. They know I apply my wide ranging experience in partnership to give them options for their life journey.
Behavioral Finance
What actions you need to consistently take to achieve your financial goals or security.
Financial Security
Achieving your financial goals involves ALL aspects of your financial situation, debt, spending, borrowing, taxes, accessing eligible government programs and benefits, lack of goal setting, lack of accountability.
Personalized Planning
Don’t rely on generic information about how much you might need in retirement. A personalized financial plan will show you the number.