by citicinn | Jun 16, 2012 | newsletters
In no particular order of importance consider the following: One consequence of the financial crisis in the US is the inability of municipalities and states to stay in the black. Some of them have coped with their lack of cash flow by cutting pensions benefits to... by citicinn | Mar 16, 2012 | newsletters
Not long ago a bank teller and I got into a conversation about hair. She asked me: What can I do to have nice hair? Mine is falling out and it’s thin. I told her make sure to eat enough protein and vitamins, giving her examples of some foods she could eat. Then she... by citicinn | Jan 16, 2012 | newsletters
Hello 2012! Shortly before Christmas I had a conversation with a client who was in a dilemma. You know what a dilemma is. It’s when you have two choices and both of them are rotten. Yet the conversation, which lasted about half an hour ended with her deciding on a... by citicinn | Oct 16, 2011 | newsletters
In my financial planning practice I find that if a client asks a question or makes a comment it is probable that someone else had that same thought but did not take the opportunity to ask me. The ensuing discussion or explanation sometimes should be shared with a... by citicinn | May 16, 2011 | newsletters
Feedback on my newsletter indicates some clients would like the latest information on financial products. I want to differentiate this space from the thousands of other columns and blogs on financial matters. We probably don’t need more financial information. We... by citicinn | Jan 16, 2011 | newsletters
I recently started a serious fitness program that involved one on one sessions with a personal trainer. The first time we met she had me record what I had eaten for the past few days. What an eye opener. My diary showed that although I wasn’t eating enough calories...
