There are 2 financial topics that many people avoid and procrastinate on or even refuse to discuss. The first is the B word. The second is your tax return. A lot of taxpayers see the filing of the tax return as a dreaded chore to be done in the least amount of time,...
I have always maintained that my favorite color was purple, and that pink was lower down the list of likes. Until one day I counted the shirts in my closet. There were 8 variations of pink and 2 purple shirts neither which I wore regularly, What does this have to do...
With financial news making headlines regularly since the start of 2016, I want to depart from my usual rule of not commenting on the financial markets. Since it is statement time, some background is necessary to ease any concerns you might have about your investments....
Let’s welcome in 2016! I hope everyone had a restful and fun holiday break! Since my own workload depends in part on whether other people or companies are working, I had a more relaxed schedule during the Christmas season. As a result, from about midday Christmas Eve...
Albertans are living in economically uncertain times. Many of my clients are worried about job security, and some have even been laid off. Because a significant part of Alberta’s economy is tied to non-renewable resources the low price of oil has a ripple effect...
There are 3 noteworthy topics that I will present in this blog post. Although there will be some readers who may feel these topics don’t apply to their own situation, all of us know someone that will benefit from this information. So give a friend an early Christmas...
With the recent provincial budget and election of a new federal government it would be a good idea to review actual and proposed financial changes that will affect Canadians. Keep in mind this is a list of the highlights, it is not comprehensive. The most notable tax...
In a conversation with 3 others recently the topic turned to what we do with our colleagues at work. One person mentioned he had participated in a lottery pool where each person had put in $2 a week for the office to buy lottery tickets. The pool had never won more...
This blog post is going to be a little different. Instead of an article I am going to ask a few questions. If you are serious about being a good steward of your financial resources you will give some thought to them. I have put them in a deliberate order; the...
So you have been diligently saving for your long term goals, one of them being an independent retirement. Government benefits should only be a supplement to your own nest egg for your independent retirement. Few investors give thought to what happens to their RRSP or... 
