In today’s local economy there is a disturbing employment trend that I have a very good vantage point to observe, because my clients are from all walks of life. It is the difficulty of remaining employed, especially if a wage earner is in the private sector and middle...
The principles of financial planning will apply differently to each investor’s situation. Here is an example: It is often quoted in mainstream media that a TFSA is better than an RRSP. However, that statement is far too general to have any meaning....
Last week the Bank of Canada raised their overnight interest rate to 1.75%, an increase of .25%. Several of the big banks immediately followed suit. Borrowing costs will likely increase, for example on variable rate mortgages and lines of credit. What prompted me to...
You may or may not have noticed that interest rates have been consistently in the news for quite a while. A client suggested I do a blog post on whether we should care about that topic. The answer is if you are a borrower, or a saver/investor interest rates will...
Here are some quick afterthoughts from the tax season. Being well organized will ensure the task of doing your return is painless and quick. Another plus of being organized is that you will be able to take advantage of all of the claims you are allowed. Start... 
