by citicinn | Nov 2, 2015 | Uncategorised
With the recent provincial budget and election of a new federal government it would be a good idea to review actual and proposed financial changes that will affect Canadians. Keep in mind this is a list of the highlights, it is not comprehensive. The most notable tax... by citicinn | Oct 6, 2015 | Uncategorised
In a conversation with 3 others recently the topic turned to what we do with our colleagues at work. One person mentioned he had participated in a lottery pool where each person had put in $2 a week for the office to buy lottery tickets. The pool had never won more... by citicinn | Aug 27, 2015 | Uncategorised
This blog post is going to be a little different. Instead of an article I am going to ask a few questions. If you are serious about being a good steward of your financial resources you will give some thought to them. I have put them in a deliberate order; the... by citicinn | Aug 6, 2015 | Uncategorised
So you have been diligently saving for your long term goals, one of them being an independent retirement. Government benefits should only be a supplement to your own nest egg for your independent retirement. Few investors give thought to what happens to their RRSP or... by citicinn | Jul 13, 2015 | Uncategorised
The internet offers no lack of information on personal financial management, or finances in general. In fact the opposite is true, the amount of information is a daily deluge of facts, opinions, and some fiction. Your conduit to the financial world is me as your... by citicinn | Jun 11, 2015 | Uncategorised
Financial planning is a highly regulated profession. One common policy of the 3 licenses I hold is that I must only advise on topics that are covered by my licenses. For example, I have a life insurance license. I therefore cannot advise on topics covered by an...