The way we perceive our world, interact with each other, and make decisions is influenced by our subconscious paradigms and values. We are not often aware of this influence. With respect to our finances the more we become aware of these viewpoints the better we can...
People are always trying to find a method to help them save money. There is no doubt that there are endless temptations to spend money in today’s society. The research behind marketing works very hard to separate people from their money. I have said it before but it...
I apologise for the long hiatus. There were topics that readers might have been interested in such as the ramifications of joint ownership, the role of an executor, but nothing to write a proper blog post. Financial independence in retirement is essential. This blog...
During a recent client meeting, we were reviewing the family budget. This is a couple with 2 young children. At present only 1 parent works. I assured them that their budget was in the ballpark, that they were not spending in an outlandish way. Still, one of the...
Recently 2 of my clients, a couple with grown children, reached the end of their 20 year life insurance term. They are 50 and 53 years old. The wife showed me the options presented by the insurance company, and asked my advice. My first question to her was: Do you... 
