by citicinn | Jan 16, 2005 | newsletters
Let’s start the New Year with some mental pushups to tone some of the post holiday spending flab. Take you or your family’s gross,(yes I know you think it’s gross) before tax income. Annual salaries under $35,000 will be taxed at 26%. If you earn... by citicinn | Sep 16, 2004 | newsletters
A client sent me a website address recently. It promised to be one of the best tax shelters. She asked me to evaluate the information and give my opinion. The website advocated using universal life insurance as a tax shelter to ensure that neither during or after the... by citicinn | Jun 16, 2004 | newsletters
A client asked me recently about his mutual fund investment. At that time the market value of his investment was below the price he had initially paid. He wanted to know where the difference between the purchase price and market value was. His words were, “In... by citicinn | Mar 16, 2004 | Uncategorised
This Issue #6 will cover several popular questions various clients have posed. To start, here is question number 1: How much money is enough to retire/invest? Haven’t we all thought the following? If only I could get a raise, or a better paying position, I could... by citicinn | Jan 16, 2004 | Uncategorised
It has often been said that three types of people in life: The spender, the lender, and the investor. “Poor people buy stuff, the middle class buy liabilities, and the wealthy buy assets.” Let’s take a look at these truisms. The spender will buy...
