by citicinn | Mar 13, 2015 | Uncategorised
The title of this post was a recent client question. It is a timely question, and what follows will expand on the diagram. The Canadian Securities Administrators(CSA) create policies which govern the investment industry in Canada. These policies are called National... by citicinn | Feb 5, 2015 | Uncategorised
The Tax Free Savings Account(TFSA) may have been deliberately misnamed. The point of a TFSA is to invest as opposed to save. Do you know the crucial difference? Growth within a TFSA is not taxed. Nor will you pay tax on any withdrawals from a TFSA. This is unlike a... by citicinn | Jan 28, 2015 | Uncategorised
I recently had a rather spirited discussion about how the Bank of Canada’s recent rate decrease would affect my clients. The other party to the discussion was adamant that what was good for the macro economy would be good for the participants in that economy,... by citicinn | Nov 14, 2014 | newsletters
Hi Everyone, As I write this the nights are cooler and the leaves are changing color. I just returned from a professional work conference held in BC. It was an intense learning experience with some fun thrown in. I debated on the format of this newsletter and since it...
