Author: a current client
I’ve never cared about finances up until now.
When I was 30, I told my brother I had no savings. He freaked out and demanded I started an RRSP right then and there and introduced me to Cindy online.
At that time, I was living overseas teaching English, not caring about anything and being absorbed in my own little problems. The world of finance seemed complicated and was always the furthest thing away from my mind.
I’m 40 now and recently joined an investment firm in their marketing department. The questions the sales people often ask clients really got me thinking. Do you have enough money to retire? How do you envision your future? Do you want to travel?
Lately I’ve started asking those same questions. What do I want to save up for? What will make me happy? The answers are simple. I want to travel. I want to retire and live comfortably. I want to have passive income.
Every year, I receive financial statements but don’t know how to read them so I’ve never paid close attention to them.
I finally took a good look at my statements today.
At 30, I invested $2400 and I’ve been contributing $2400 religiously each year. Today, at 40, my investments are sitting at $58,000.My boyfriend was astounded. He said he’s been investing for 15 years in a regular bank and he’s only at $50,000. How in the world did I make $58,000 in 10 years time versus his 15 years of investing? Because a bank’s main business is not investing, it is lending.
That means Cindy has done well in making my money work for me.
If I had cared sooner, I would have done things differently and invested more money. Regrets aside, the point is, if you don’t/haven’t cared about your finances, the time to act is now.
If you don’t have any savings, or you know someone that does not, start today and talk to Cindy on how to invest wisely in your future.
I’m glad I did. I only have RRSPs but you can open up your world to other options and potentially greater rewards such as extra income for travel or to purchase your dream home.
I cannot emphasize enough the value of having a financial advisor and I cannot thank Cindy enough for taking care of my finances for me when I wouldn’t.
Cindy has been faithful in rebalancing my portfolio and always checking in with me each year to see where things are at in my life. I never fully understood what a financial advisor does but after seeing the long-term results, I am truly grateful and deeply value having a financial advisor. Thanks Cindy.